Credit Cards

For years countries outside the United States have used a system called EMV for their credit cards. The short version is that there is a chip inside the card that authenticates the transaction, plus the users has to enter a PIN instead of signing the receipt*. This has some major benefits. The biggest is security, and after the Target credit card leak I think that’s becoming more important to everyone. If someone steals your credit card number, they’ll still need your PIN to make charges.